Calculate the future value of a lump sum or series of payments — essential for retirement planning, goal-setting and understanding the time value of money.
Enter your figures and click Calculate to see your results.
Enter the present value (starting amount), any regular payment, annual interest rate and number of years to project the future value.
Press the Calculate button. Results appear instantly — all calculations run locally in your browser.
See your full investment projection including principal, interest earned, total value and growth chart. Use Copy or Download to save your results.
Yes — completely free with no sign-up required. All calculations run instantly in your browser.
Results use standard financial formulas and are accurate for planning purposes. They assume constant rates of return — real-world returns vary year to year.
Yes — use the Download button to save a text summary of your results, or Copy to clipboard to paste into a spreadsheet or document.
Yes — fully responsive and works on all devices and browsers.
These tools are for educational and planning purposes. For specific investment advice tailored to your situation, consult a qualified financial advisor.
