Calculate the present value of a future sum or series of cash flows — find what a future amount is worth in today's money using discount rate analysis.
Enter your figures and click Calculate to see your results.
Enter the future amount you want, a discount rate and number of years to find what that sum is worth in today's money.
Press the Calculate button. Results appear instantly — all calculations run locally in your browser.
See your full investment projection including principal, interest earned, total value and growth chart. Use Copy or Download to save your results.
Yes — completely free with no sign-up required. All calculations run instantly in your browser.
Results use standard financial formulas and are accurate for planning purposes. They assume constant rates of return — real-world returns vary year to year.
Yes — use the Download button to save a text summary of your results, or Copy to clipboard to paste into a spreadsheet or document.
Yes — fully responsive and works on all devices and browsers.
These tools are for educational and planning purposes. For specific investment advice tailored to your situation, consult a qualified financial advisor.
