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Target Heart Rate Calculator

Calculate your 5 heart rate training zones using the Karvonen formula (requires resting HR for accuracy). Shows max HR, heart rate reserve, each zone's BPM range and purpose, and an estimated VO2 max.

❤️ 5 Karvonen zones🎯 Zone purpose guide📊 VO2 max estimate💤 Resting HR input
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🔒 100% Private — All calculations run in your browser. No data sent to any server.

❤️ How to Use Target Heart Rate Calculator

  1. 1
    Enter age and resting heart rate

    Enter your age to calculate maximum heart rate (220 − age formula). Enter your resting heart rate measured first thing in the morning for the most accurate Karvonen zone calculation. A typical resting HR is 60–80 bpm; trained athletes are often 40–60 bpm.

  2. 2
    View your 5 training zones

    The Karvonen formula uses Heart Rate Reserve (max HR − resting HR) to calculate personalised training zones. Each zone shows the BPM range, the % of heart rate reserve, the equivalent effort level, and the primary training benefit.

  3. 3
    Use the zones to guide training

    Zones 1–2 for recovery and aerobic base. Zone 3 for tempo and threshold. Zones 4–5 for speed and VO2 max development. The display includes an estimated VO2 max (Uth et al. formula) based on your resting and max HR ratio.

📊 Quick Reference

Zone % Heart Rate Reserve
Zone 1 — Recovery 50–60% HRR
Zone 2 — Aerobic 60–70% HRR
Zone 3 — Tempo 70–80% HRR
Zone 4–5 — Threshold/VO2 80–100% HRR

Frequently Asked Questions — Target Heart Rate Calculator

What is the Karvonen formula?

The Karvonen formula calculates target heart rate using Heart Rate Reserve (HRR): Target HR = Resting HR + (% intensity × HRR), where HRR = Max HR − Resting HR. Example: Resting HR 65, max HR 185 (age 35). For Zone 2 at 70%: Target = 65 + (0.70 × 120) = 65 + 84 = 149 bpm. This is more accurate than percentage of max HR alone because it accounts for cardiovascular fitness.

How do I measure my resting heart rate?

Measure immediately upon waking, before sitting up. Lie still for 1 minute, then count your pulse for 30 seconds and double it. Use your index and middle fingers on your wrist (radial pulse) or neck (carotid). For accuracy, measure for 3 consecutive days and average the results. Athletes often have resting HR under 50 bpm; a healthy adult range is 60–80 bpm. Over 100 bpm at rest warrants medical evaluation.

How accurate is 220 − age for maximum heart rate?

The 220 − age formula is a population average with a standard deviation of ±10–12 bpm — meaning 68% of people are within ±10 bpm of the formula, but 32% may be significantly higher or lower. More accurate formulas: Tanaka et al. (2001): 208 − (0.7 × age), validated in a study of 514 participants across ages 18–81. Gelish et al. (2007): 207 − (0.7 × age). This calculator uses 220 − age for simplicity; substitute your known max HR if you have tested it.

What should my heart rate be during exercise?

Zone 1 (50–60% HRR): Recovery, warm-up, cool-down. Zone 2 (60–70% HRR): Aerobic base, fat burning, long easy runs. Zone 3 (70–80% HRR): Moderate aerobic, comfortable but significant effort. Zone 4 (80–90% HRR): Threshold training, lactate clearance, race-pace work. Zone 5 (90–100% HRR): VO2 max intervals, maximum effort, short duration only. Most training should be in Zones 1–2 (80% of total training volume).

What is VO2 max and why does it matter?

VO2 max is the maximum rate at which your body can consume oxygen during maximal exercise, measured in mL/kg/min. It is the gold standard of cardiovascular fitness. Average adult: 35–45 mL/kg/min. Recreational athlete: 50–60. Elite endurance athlete: 70–90+. VO2 max declines ~1% per year after age 25 without training. The Uth et al. (2004) formula estimates VO2 max as: VO2 max ≈ 15 × (Max HR / Resting HR). This is a rough estimate; VO2 max testing requires a laboratory.

What is the fat-burning zone and is it effective?

Zone 2 (60–70% HRR) is often called the "fat-burning zone" because fat contributes a higher percentage of fuel at this intensity. However, total calorie burn is lower than at higher intensities. Higher intensities (Zones 3–4) burn more total calories per hour, more fat in absolute terms despite lower fat percentage, and create a larger calorie deficit. The fat-burning zone is most useful for long-duration low-intensity sessions and building aerobic base.